Applying For The European
Health Insurance Card (EHIC) In France

Looking for the easiest way to get a new EHIC card? Well, you’re in the right place!
Fill in our form and order your card today, or find out more about us.

With 37 cultural interests that have been listed in the World Heritage List of the UNESCO, it is not shocking to learn that France accepts close to 85 million international tourists every year. From the romantic Paris to the other culturally significant cities of the French including Toulouse, Lyon, Strasbourg, and Bordeaux, tourists are in for the greatest adventure of their lives. Even small villages like Locronan and Collognes-la-Rouge can offer a really unique taste of the French countryside to millions of tourists. And for the wine connoisseurs, there are simply a lot of wine countries in the French landscape you clearly don’t want to miss.

With all these fantastic attractions, it is important to be always prepare. As accidents do happen and things can go not according to plan, you will need access to the famed French healthcare system. And if you are a Swiss national or a citizen of the member nations of the European Economic Area, then you simply have to apply for the European Health Insurance Card so you’ll gain access to the healthcare system covered by the French national system of health insurance.

The French call the EHIC Carte Europeene d’Assurance Maladie or CEAM. This small yet truly amazing card is your passport to the state-sponsored healthcare system of France as well as the other EEA member nations and including Switzerland. If you get ill because of your holiday merrymaking or have an injury while skiing in an Alpine resort or perhaps suffer a heat stroke while bathing in the French Riviera, then all you have to do is to go to the nearest healthcare facility covered or funded by the French government’s medical insurance system, present your EHIC, and receive the correct treatment, no questions asked. While the healthcare services may not be free, the cost is substantially reduced. You may be paying for some of these services but you can eventually reimburse them later on.

Understand that the medical treatment is only valid for conditions that you have experienced or that developed while you are on a holiday in France. It also includes routine maternity care as well as routine treatments for chronic or pre-existing medical conditions, provided you did not purposely visit France to give birth or receive treatment.

Additionally, French healthcare authorities will try to determine if the treatment can no longer wait for you to return to your home country to receive medical attention. For example, if you have a ruptured appendix, it is often considered a medical emergency which requires surgery. If you are still going to wait to return home, it may be too late by then. If you are going to seek dental treatment for example, this is not usually covered by the EHIC unless you have a severe tooth abscess or infection.

So, while EHIC guarantees you access to French state healthcare services, the condition must be deemed requiring necessary treatment in order for it to be covered by EHIC. In the event that it cannot be covered by EHIC, then you should have your personal health insurance with you.

The French national medical insurance system operates on a predetermined price list known as the tarif de convention. So, if you are going to request for reimbursement, the amount that can be reimbursed is dictated by what is listed in the tarif de convention. It is therefore, not unusual that your reimbursable amount is less than what you have paid for. This happens because French doctors have the right to charge you more than what the tarif de convention specifies especially for certain treatments. As such, you will be paying for these excess.

It is thus, critical to obtain all pertinent and relevant documentation about the healthcare services you availed of. This includes an itemized statement of the medical and health treatments you received and duly signed by the doctor who provided the care.

If you receive care from a hospital, you will be paying for the treatment first. This can then be reimbursed from the Claisse Primarie d’Assurance Maladie or the Sickness Insurance Office while you are still in France. You then go to the post office to provide your details and submit your documents. By the time you return to your home country, you’ll receive a claim statement and a bank order will be sent to you.

EHIC, or the E111 form as its formerly known, guarantees you access to necessary care in France so you get to enjoy the scenic beauty of the country. You can apply for every member of your family, too.